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Routing / Decision engine

Smart payment routing

Send each payment to the provider most likely to approve it. When one fails, the charge moves to the next inside the same request.

06 capabilities/01 connected system

Payment request

GHS 680.00

CARD / GH

1

Country = GH

2

Best success rate

3

Failover ready

Selected

Hubtel

96.2% / 284MS

Every payment gets a deliberate path.

Rules, performance signals, and failover stay visible as one connected decision system.

01

Route by country

Automatically route to the best provider for each region.

GH
Hubtel
NG
Paystack
KE
M-Pesa

02

Route by amount

Different thresholds, different providers.

< GHS 1,000Hubtel
>= GHS 1,000Paystack

03

Success rate optimization

Route to the provider with the highest success rate.

Paystack
95%
Hubtel
88%
Flutterwave
82%

04

Automatic failover

Chain providers for automatic retry on failure.

1.PaystackPrimary
2.FlutterwaveFallback
3.HubtelLast resort

05

A/B testing

Split traffic to find the best performer.

Traffic split

Paystack 50%Flutterwave 50%

06

Custom rules

Build any routing logic you need.

Ifcountry=GH
Then route toHubtel

Routing decisions are only as good as the health behind them.

Every connection is probed continuously, and the last 48 hours stay on the record. Drag across any provider to read what it was doing hour by hour — including the outage that rerouted 214 payments without losing one.

provider health · last 48h · GH

routing live

paystack

99.99%

hubtel

97.42%

flutterwave

99.95%

Stop losing payments to provider downtime.

Free for your first 1,000 payments a month, and failed payments are never billed. Connect a provider and take your first payment before the coffee gets cold.