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Routing / Decision engine

Smart payment routing

Send each payment to the provider most likely to succeed. Automatic failover ensures payments go through.

06 capabilities/01 connected system

Payment request

GHS 680.00

CARD / GH

1

Country = GH

2

Best success rate

3

Failover ready

Selected

Hubtel

96.2% / 284MS

Every payment gets a deliberate path.

Rules, performance signals, and failover stay visible as one connected decision system.

01

Route by country

Automatically route to the best provider for each region.

GH
Hubtel
NG
Paystack
KE
M-Pesa

02

Route by amount

Different thresholds, different providers.

< GHS 1,000Hubtel
>= GHS 1,000Paystack

03

Success rate optimization

Route to the provider with the highest success rate.

Paystack
95%
Hubtel
88%
Flutterwave
82%

04

Automatic failover

Chain providers for automatic retry on failure.

1.PaystackPrimary
2.FlutterwaveFallback
3.HubtelLast resort

05

A/B testing

Split traffic to find the best performer.

Traffic split

Paystack 50%Flutterwave 50%

06

Custom rules

Build any routing logic you need.

Ifcountry=GH
Then route toHubtel

Stop losing payments to provider downtime.

Free for your first 1,000 payments a month, and failed payments are never billed. Connect a provider and take your first payment before the coffee gets cold.